SERVICES
Heritage Bank is one of southern Utah's premier mortgage lenders. Heritage provides local families the financing they need for constructing a home and continuing with the long-term financing when the home is completed. For over 90 years Heritage has served the housing needs of southern Utah. We stand ready to serve southern Utah with local loan approval, local loan processing and local loan servicing.
Types of Mortgage Loans offered include:
First-Time Home Buyer Loan
Heritage Bank has established a first time home buyers loan that requires as little as a 3% down payment. With this First-Time Home Buyer Loan it is a lot easier to finance the home of your dreams.
"Combination" Loan
This loan covers the construction and the long-term financing of the home after completion with only one closing and one set of closing costs. The cost savings can be significant over two loans and two closings. All loans are serviced locally.
Construction Loan
Heritage Bank has been constructing loans in southern Utah since 1917. If you are in the market to build your own home, we have a great program available to meet your needs.
Other Mortgage Loans
Heritage offers long-term loans of 15, 20 or 30 years. Balloon loans with a 30 year amortization can have a 5 or 7 year balloon. Speak to one of our loan officers about these or the other loan products at (435) 628-0433. For additional Loan Information E-mail:
Click here to learn more about Mortgage Loans
![]() 95 East Tabernacle, PO Box 579 St. George, Utah 84771 Phone: (435) 628-0433 Fax: (435) 628-5638 |